JustPay© is a brainchild of LankaClear, an initiative that is aptly supported by the Central Bank and all the member banks of LankaPay Common Electronic Fund Transfer (CEFTS) to facilitate secure real-time retail payments below Rs.10,000 under an extremely low tariff scheme. Accordingly, JustPay © will enable customers to make everyday payments by using their Savings or Current account by using smart mobile phones and other smart devices.

JustPay© was initiated as a highly secured payment mechanism with two factor authentication and end to end encryption in addition to further strengthen the security measures taken by banks for mobile applications and internet based transactions according to Central Bank of Sri Lanka (CBSL) approved security standards.

LankaClear anticipates that due to the extreme low transaction cost, smart innovation on the payment options, convenience and highest level of security, JustPay will soon become the primary payment mechanism amongst Sri Lankans for retail payments. To make this a success and prominent, the applications put out to general public has to be extremely simple to use, secure and must support local languages.

Justpay process

JustPay Registration Flow (Cycle 1)

JustPay Registration Flow (Cycle 2)

JustPay Transaction Flow

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